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Senior Software Engineer

at Chime

ChimeSan Francisco, CA, USAPosted 2026-06-23

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About the Role We are seeking a Senior Software Engineer at Chime’s San Francisco, CA office. The base salary offered for this role will begin at $210,000 and up to $230,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to Research, design, and develop fintech software or specialized utility programs.  Analyze user needs and develop software solutions, applying principles and techniques of computer science, engineering, and mathematical analysis.  Update software or enhance existing software capabilities.  Build a scalable data platform and pipelines that caters to the data plumbing needs of Chime.  Architect and build workflows that could potentially become de facto standards for the fintech industry.  Be a hands-on engineer, building, scaling, and optimizing self-serve ETL frameworks that can handle streaming and/or batch processing.   Own the ETL workflows and make sure the pipeline meets data quality and availability requirements.  Work closely with other data engineering teams to integrate schema registry and establish data lineage for all data domains.  Work closely with our stakeholder teams, like Data Science, Product Engineering, Analytics to help them with their data computation needs.  Joint ownership of all aspects of data - data quality, data governance, data and schema design, data quality and security.  Mentor and lead more junior engineers and help them improve their craft. To thrive in this role, you must have Master’s degree in Computer Science, Engineering or related field and 3 years of experience in the job offered or in a software engineer-related occupation. Position requires at least 1 year of experience in each of the following skills: Utilize knowledge of AWS/GCP to manage large-scale distributed data infrastructure, with a focus on debugging and resolving production issues through collaborative problem-solving; Utilize experience with optimizing data computation engines (e.g., Spark, Trino) to deliver high-performance queries and reduce latency; Utilize knowledge of containerization and orchestration technologies including Kubernetes and Docker to efficiently run the data platform infrastructure; Utilize experience with shadow testing, error investigation, and benchmark testing frameworks for high-quality data processing; Utilize experience with running production grade CI/CD systems to improve developer velocity and handle complicated rollbacks to improve system reliability; Utilize experience with designing fault-tolerant systems and implementing strategies to ensure high availability in distributed environments. #LI-DNIA little about us At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential. We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members. We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.  We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential. Because if we don't—who will? *Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. What we offer for our full-time, regular employees 🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates. 💻 In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute 💰 Competitive salary based on experience ✨ 401k match plus great medical, dental, vision, life, and disability benefits 🏝 Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off 🫂 1% of your time off to support local community organizations of your choice 👟 Annual wellness stipend to use towards eligible wellness related expenses 👶 Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents 👪 Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more. 🎉 In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology

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